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Archive for May, 2010

Chapter 7 Bankruptcy

May 17th, 2010    •  by Showell    •   Bankruptcy Blog, Feature   •   Comments Off on Chapter 7 Bankruptcy

When you file a chapter 7 bankruptcy your 341 hearing is set and you attend with your attorney about 30 days later. Usually, you are filing a chapter 7 bankruptcy to discharge debt because you cannot afford to repay it. You still….I repeat…..you still have to pay for debts when a creditor has a lien […]...

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How do I protect myself from lawsuits, reposessions, and foreclosures

May 11th, 2010    •  by Showell    •   Feature   •   Comments Off on How do I protect myself from lawsuits, reposessions, and foreclosures

An exemption is a certain dollar amount of certain types of property that a borrower is allowed to keep when his creditors are suing him and trying to get their money, or when he files a bankruptcy. These amounts can be very important in determining whether you file bankruptcy, what will happen if you do, […]...

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Chapter 11 Bankruptcy

May 11th, 2010    •  by Showell    •   Feature   •   Comments Off on Chapter 11 Bankruptcy

In short, a chapter 11 bankruptcy is when a debtor files a bankruptcy petition asking the court to allow him to reorganize. The entities which file chapter 11 are corporations which want to reorganize and individuals (people) who want to reorganize but do not qualify for a chapter 13 reorganization. When a debtor files a […]...

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  • Can I go to Jail for not Paying my Bills?

    No, not unless you committed a crime in the creation of the debt (for example, fraud). Simply borrowing money and not being able to pay it back is not a crime. Many creditors representatives will tell you lies on the telephone and say that they will have you put in jail. Perhaps they are too ignorant to know they are wrong or that it is illegal for them even to say that. See More Bankruptcy Q&A