Can I borrow money before I file bankruptcy?

Ethically and legally the Firm and its employees cannot tell you to do this, according to the new bankruptcy law. However, it is not illegal for you to do so. HOWEVER, if you do this you need to understand that you will have to pay back any loans secured by collateral or the creditor can take the collateral (i.e. cars); and that, if you do this (for example, running up credit card debt) then that will leave you wide open to having that creditor sue you and ask the bankruptcy judge to make you pay that particular debt. If you do a lot of this right before filing bankruptcy, then you are vulnerable to having the bankruptcy trustee or the US Trustee/Bankruptcy Administrator’s ask the court to dismiss your case or make it so that your debts are not discharged by the bankruptcy because what you have done is “bad faith”. Perhaps you have heard the old adage “Pigs get fat and hogs get slaughtered”. It is applicable here.