How long is this going to be on my credit?
Ten years is what I tell people because the bankruptcy code says that bankruptcy is not supposed to be on your credit for more than ten years. Thus, I figure it will be there for the maximum amount of time. I have been doing this long enough to have represented people more than ten years ago and the ones I talk to tell me it stayed on the ten years. However, it doesn’t seem to negatively impact your credit but for a fraction of that time, if you are lucky.

