http://showellblades.com/bankruptcy Showell Blades Bankruptcy Law Mon, 23 Nov 2009 13:08:03 +0000 http://backend.userland.com/rss092 en On 1/1/08 new IRS collection standards took effect, which means that the numbers used to determine how much a debtor in bankruptcy should be spending on his monthly budget before there is a "presumption of abuse" changed (a presumption of abuse is not a good thing in a chapter 7 ... http://showellblades.com/bankruptcy/means-test-budget-standards-changed-103/ Well, the bad news folks is that right now you cannot modify your mortgage in bankruptcy except in the very rare case where you have a mortgage that has NO, $0, NONE of the equity of the house securing it. What this means is that you have to pay the ... http://showellblades.com/bankruptcy/changing-your-mortgage-in-bankruptcy-102/ Well, if you are a bankruptcy attorney or if you are reading this blog (or, if you have not had your head in the sand for the last year), then you know that the U.S. has a mortgage crisis. Home foreclosures and the rate of homes in the foreclosure process ... http://showellblades.com/bankruptcy/foreclosure-solutions-write-your-congressmen-and-senators-101/ Well, we started 2007 in South Carolina wondering if we actually had our $50,000 per debtor homestead exemption, as several parties were debating appealing Judge Burris's December, 2007 decision giving us the exemption. Happily, no one did and we enjoy an excellant exemption and can protect $100,000 of equity in ... http://showellblades.com/bankruptcy/year-in-review-bankruptcy-law-part-ii-100/ Well, one of my goals for 2007 was to Blog daily, because so many things are happening in the field of bankruptcy law these day, and I'm doing several things to try to keep ahead. However, I failed miserably at Blogging. So, I came up with the bright idea of at ... http://showellblades.com/bankruptcy/year-in-reviewsc-bankruptcy-law-and-my-office-2007-part-one-99/ As of February 1, 2007 we have an office in downtown Lancaster, SC. It is located at 101 S. Catawba Street, Lancaster, SC. The office is directly across the street from the Family Court and the Courthouse. We are subleasing space from Bennett Schiller, Attorney at Law (The Schiller Law Firm), ... http://showellblades.com/bankruptcy/weve-opened-an-office-in-lancaster-south-carolina-98/ Well, if you have ever been to this site, you'll note that it launched on 11/25/06. I really was hoping to do a general announcement that we were, you know, happy to be here hopefully providing a motherload of general and some specific information about bankruptcy law, instead of just being a ... http://showellblades.com/bankruptcy/good-day-world-we-are-happy-to-be-hereand-happy-to-have-the-new-sc-homestead-exemption-97/ I'm working on finalizing my outline of my presentation about Bankruptcy Law on October 3, 2006 at York Technical College as part of the SC Bar Association's Law School for Non-Lawyers. I'm going to give an hour and a half presentation as sort of an intro to bankruptcy law for ... http://showellblades.com/bankruptcy/website-presentation-coming-soon-41/ Well, I'm working like crazy to get this website up and running, proofing, changing things to fit the law as it is this week. And I do mean "as it is this wee". I went to the Mecklenburg County Bar Association's Bankruptcy Seminar two days ago. It had a law ... http://showellblades.com/bankruptcy/handling-changes-40/ Today I heard from the Board of the National Association of Consumer Bankruptcy Attorneys and they have chosen me to be their South Carolina Representative. As I understand it, basically, I am going to do two things: first, work on membership by trying to get the SC members to stay ... http://showellblades.com/bankruptcy/national-association-of-consumer-bankruptcy-attorneys-39/