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Disclaimers, Disclosures, and Notes

This website is intended as a general discussion of legal issues and not as a statement of fact, legal advice or legal opinion. Personal opinion may also be expressed. No attorney-client relationship is created by this website or anything contained herein. Do NOT act or rely upon law-related information in this Website without first seeking the advice of a competent attorney licensed and trained to practice in the areas discussed herein.

L. Showell Blades IV, P.A. and the attorneys and staff working for it are designated by the new bankruptcy laws passed by the United States Congress in April, 2005 as, and are proudly serving as, debt relief agents. We help people file for bankruptcy and have been filing bankruptcies and advising people and businesses in distress in South Carolina and North Carolina since 1986.

IRS Circular 230 Notice: To ensure compliance with requirements imposed by the IRS, we inform you that any tax advice contained in the communication (or any attachment) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed in this communication (or any attachment).

  • Free Consultation

    Many questions about bankruptcy are difficult to answer on a website, that's why we offer a free consultation for anyone that is considering bankruptcy as an option.
  • Learn More About Bankruptcy

    If its time to start considering a step toward bankruptcy we're here to help. I have been helping people through the process of filing bankruptcy in South Carolina for over 20 years. We are here for you if you have questions.
  • Download Bankruptcy Guide

    This guide is full of useful information about bankruptcy. It's a large PDF so it may take a few seconds to download.
  • Can I go to Jail for not Paying my Bills?

    No, not unless you committed a crime in the creation of the debt (for example, fraud). Simply borrowing money and not being able to pay it back is not a crime. Many creditors representatives will tell you lies on the telephone and say that they will have you put in jail. Perhaps they are too ignorant to know they are wrong or that it is illegal for them even to say that. See More Bankruptcy Q&A