No, not by most of them. There is no wage garnishment in SC or NC for credit card debt collections. However, many creditors will lie to you on the telephone and say that they are going to do this to you. That being said, there are a few types of debts owed where the creditors CAN garnish wages: child support, alimony and taxes. There may be others but the list is very short.
In NC your wages can be garnished for some non-credit card debts, but the procedure is somewhat cumbersome and is not often utilized. Of course your wages can be garnished for child support, alimony and taxes with the usual ease.
In SC your wonderful legislature passed a law which allows health care providers from any state in the U.S. to take your SC tax refund to pay those type debts. Thus the SC Department of Revenue is acting as a free debt collection agency for health care providers at the cost of the already strapped SC taxpayers. Thank your representative next time you see him or her.
