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What do I do if my creditors call me after my bankruptcy is over?

Get all of the creditor’s contact information and tell him that you have received your discharge in bankruptcy and that he is to contact you no more. Be polite and give him my name and number. If he persists and refuses to stop or to call me, then that is why you want to get his information, because he and his company can be sued, and the fines can be quite large sometimes. If you win, the court usually will make the creditor pay for your attorney fees.

  • Learn More About Bankruptcy

    If its time to start considering a step toward bankruptcy we're here to help. I have been helping people through the process of filing bankruptcy in South Carolina for over 20 years. We are here for you if you have questions.
  • Download Bankruptcy Guide

    This guide is full of useful information about bankruptcy. It's a large PDF so it may take a few seconds to download.
  • Can I go to Jail for not Paying my Bills?

    No, not unless you committed a crime in the creation of the debt (for example, fraud). Simply borrowing money and not being able to pay it back is not a crime. Many creditors representatives will tell you lies on the telephone and say that they will have you put in jail. Perhaps they are too ignorant to know they are wrong or that it is illegal for them even to say that. See More Bankruptcy Q&A