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How long does the case take?

The short answer is that it could take us as little as a day to prepare your bankruptcy and that the court process for a chapter 7 bankruptcy takes 3-5 months and for a chapter 13 takes 3-5 years. Read the expanded section for specific details outlining the entire process for each chapter and for how long it takes for our office to do your paperwork.

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  • Can I go to Jail for not Paying my Bills?

    No, not unless you committed a crime in the creation of the debt (for example, fraud). Simply borrowing money and not being able to pay it back is not a crime. Many creditors representatives will tell you lies on the telephone and say that they will have you put in jail. Perhaps they are too ignorant to know they are wrong or that it is illegal for them even to say that. See More Bankruptcy Q&A