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That court date isn’t good for me, do I have to go then?

Short answer: YES.

There are very few court dates that most debtors have to attend. Usually one, which is the meeting of creditors. These are set by the clerk of court for the bankruptcy court and only can be continued or changed with a doctors excuse. If you are old or infirm, then you might be able to do your hearing by telephone but there are very rigid requirements to meet and rules to follow to conduct them. They are rare.

If you miss a hearing, it may be continued once, but you will have to pay your attorney for two hearings, because he still has to be there. If you miss two, your case is dismissed. No excuses.

The best thing to do is talk to me beforehand and we can time your filing so that your hearing won’t be scheduled when you already know you have a conflict.

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  • Can I go to Jail for not Paying my Bills?

    No, not unless you committed a crime in the creation of the debt (for example, fraud). Simply borrowing money and not being able to pay it back is not a crime. Many creditors representatives will tell you lies on the telephone and say that they will have you put in jail. Perhaps they are too ignorant to know they are wrong or that it is illegal for them even to say that. See More Bankruptcy Q&A