Legally, you should list past due utility bills, but not just regular monthly utility bills as creditors. These listed creditors cannot refuse service to you, BUT they can charge a deposit that frequently is equivalent to or based upon the amount outstanding. Contact your attorney regarding any such charge. It is rare that I have seen any such charge.
Will filing bankruptcy affect my power, phone and other utilities?
- Can I borrow money before I file bankruptcy?
- Can I go to jail for not paying my bills?
- Can I keep a credit card if I file bankruptcy?
- Can I lose my job for filing bankruptcy?
- Can I sign my spouse’s name to the paperwork
- Can my paycheck be garnished by my creditors?
- Can the chapter 13 trustee really make me take the chapter 13 plan payment out of my paycheck?
- Do I have to file all my back taxes before I file bankruptcy?
- Do I need to bring anything to my first appointment?
- Do I need to have an attorney to file bankruptcy?
- Do we both have to do credit counseling and attend the debt management class if my spouse and I are filing bankruptcy together?
- How can someone going broke pay for an attorney to file bankruptcy?
- How do I come up with this budget you want me to fill out?
- How do I contact the chapter 13 bankruptcy trustee?
- How do I contact the chapter 7 bankruptcy trustee?
- How do I get to the Meeting of Creditors or to the Bankruptcy Court in Columbia, Charleston, Spartanburg, or Charlotte?
- How do I know the value of my home (real estate, house, land and trailer package, camper…)?
- How do I list all my household goods/personal property for you?
- How Does Filing Bankruptcy Affect School Loans?
- How long does the case take?
- How long will a bankruptcy filing be on my credit?
- How much do you charge to file bankruptcy?
- How often can I file bankruptcy?
- How will my creditors be notified of my bankruptcy filing?
- How will this affect anybody who has cosigned a loan for me?
- How will this look on my credit report?
- That court date isn’t good for me, do I have to go then?
- That’s a lot of information I need to get for you what if I can’t find it
- What is a hardship discharge?
- What would you do if you were me?
- When have I filed bankruptcy?
- Where do I send my chapter 13 plan payment?
- Who will know about this?
- Will filing bankruptcy affect my power, phone and other utilities?
- Will my employer know about this?
- Will my future employers know about this?
- Will this affect my spouse’s credit if she doesn’t file bankruptcy
- Will this be in the newspaper?
- Do I have to file bankruptcy with my spouse?
- Do I have to continue to pay my house payments after I file bankruptcy?
- Why do you charge so much when I do all the work?
- Why is it taking you so long?
- Should I keep my car (furniture, diamond ring, etc…) that is financed and do I need to keep paying the payments?
- Do I have to do anything after court (the meeting of creditors)?
- Do I have to list all of my creditors?
- Will I be able to borrow money after I file bankruptcy?
- How long is this going to be on my credit?
- What do I do if my creditors call me after I hire you?
- What do I do if my creditors call me after my bankruptcy is over?
- Will I lose everything if I file bankruptcy?
Showell Blades
Download Bankruptcy Guide
