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Will this be in the newspaper?

Not unless you are a celebrity. The local Rock Hill paper used to publish bankruptcies about 20 years ago, but not anymore. It is boring news.

However, it could be published. Filing bankruptcy is a matter of public record and anyone who knows how to do it could check the bankruptcy court files and review your files. I don’t recall one of my clients ever telling me that that has been a problem.

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  • Can I go to Jail for not Paying my Bills?

    No, not unless you committed a crime in the creation of the debt (for example, fraud). Simply borrowing money and not being able to pay it back is not a crime. Many creditors representatives will tell you lies on the telephone and say that they will have you put in jail. Perhaps they are too ignorant to know they are wrong or that it is illegal for them even to say that. See More Bankruptcy Q&A