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Life After Filing Bankruptcy

smiley_faceThere is no way to know what life after bankruptcy is going to be like for you. Everyone’s credit problems are different and the debt, income and future life experiences we all face are unique. However, there are certain generalizations that can be made about life after bankruptcy.

First, in your life after bankruptcy you probably will not have all of your creditors overwhelming your thoughts and you will not have all the stress about your debts. Second, and most importantly for reclaiming your life, bankruptcy does not seem to have the stigma it had when I started practicing 26 years ago, or even what it had 10 years ago.

Let’s briefly touch on the stigma of bankruptcy. I approach bankruptcy purely as a business decision, and my role is to guide you through the legal process in an efficient, legal, and, hopefully, cost-effective manner.

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  • Can I go to Jail for not Paying my Bills?

    No, not unless you committed a crime in the creation of the debt (for example, fraud). Simply borrowing money and not being able to pay it back is not a crime. Many creditors representatives will tell you lies on the telephone and say that they will have you put in jail. Perhaps they are too ignorant to know they are wrong or that it is illegal for them even to say that. See More Bankruptcy Q&A